Lucrum Intellectum is a "let the software help you trade" platform aimed at people who are new to this. After using it for months, we rate it B+. The app is the best part — everything is where you'd expect it. Read on for the details.
Best for: Beginners who want a friendly place to start and don't want to pay extra fees.
Not for: Advanced traders who need special tools, or people who want round-the-clock phone support.
Lucrum Intellectum is one of the few trading apps that spent its effort on the basics — like keeping your money safe and being honest about costs — instead of flashy advertising. From what we saw in testing, we land on B+.
What keeps it from a top score is the price of some extras that are higher than the best rivals. These aren't deep problems — they're easy to change — the app itself is solid.
Placing a trade is quick and simple. In our testing, orders went through smoothly and you usually got a fair price, often a touch better than average.
For everyday stock trades, it works great. More advanced trades can sometimes be a little slower — but most people won't notice.
There's no charge to trade stocks — nothing per trade. That covers what most people do.
Where you might pay more are certain extras, which run a little higher than the cheapest rivals. It's all shown before you pay, so you always know the cost.
The mobile app is the standout. It's fast, tidy, and easy to find your way around, even on day one.
There's handy info inside the app — clear charts, company details, and news — and it tells you where it comes from. The website is fine as well, though the app is the star.
This is where the platform earns trust. Your funds are kept apart from the company's own money, which protects you if anything goes wrong.
The platform is regulated in more than one country and passes independent security checks. If you also hold crypto, it's kept with a trusted, licensed partner — which is worth knowing.
In the end, Lucrum Intellectum earns a rating of B+ for regular users. It gets the basics right: easy to use, safe, and honest about costs.
For a perfect score, Lucrum Intellectum would only need to lower a few charges. We'll keep checking back every so often.
Not that we found. Lucrum Intellectum lists its fees clearly — no subscription, no dormancy charge. A couple of extras cost a bit more, but never hidden.
For simple day-to-day trades, it's fine. If you use advanced options strategies, it can be a little slower. People trading a lot of forex may find cheaper options elsewhere.
Yes, you can. You can transfer your investments over, and Lucrum Intellectum often refunds the exit fee your old app charges within reason. It usually takes a few business days.
You only need $0. You can add more whenever you like. Opening an account is free.
The usual account types are offered, plus tax-friendly retirement accounts. Setup is simple, though a couple take a day or so to set up.
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