We spent three months using Licht Wertgeltung with a funded account, and here's the short version. Getting going takes minutes, it looks after your money, and most people won't feel lost. What to keep in mind is a couple of fees that could be lower.
Best for: First-time investors who want something easy to use and don't want to pay extra fees.
Not for: Heavy currency traders, since a platform built for everyone won't match a dedicated service in that one area.
Licht Wertgeltung is one of the few AI trading platforms that focused on getting the important things right — things like safety and clear pricing — instead of hype. After using it with real money, we land on B+.
The only thing holding it back is a few charges that run a bit high. The good news is these are easy for the company to fix — they don't point to anything wrong with the app itself.
Placing a trade is quick and simple. When we tried it, everything went through without fuss and prices were fair, which isn't always true elsewhere.
For simple buys and sells, it is smooth. More advanced trades can sometimes be a little slower — something to know if you're an advanced trader.
There's no charge to trade stocks — no commission. That's the good part.
Where it costs a bit more are a few add-on services, which run a little higher than the cheapest rivals. It's all shown before you pay, so you always know the cost.
The phone app is the best part of Licht Wertgeltung. It's fast, tidy, and easy to find your way around, even for total beginners.
You get useful research built in — prices, news, and simple charts — and it tells you where it comes from. The computer version works too, but the app is better.
This is where the platform earns trust. Your money is held in a separate account, for your protection.
The platform is watched by independent regulators and passes independent security checks. For crypto, it's stored with a regulated custodian — standard practice, but worth a mention.
All told, we rate Licht Wertgeltung B+ for beginners and casual traders. It does the important things well: easy, trustworthy, and clear.
To get top marks, Licht Wertgeltung would only need to lower a few charges. We'll revisit this every so often.
You only need $0. You can add more whenever you like. Setting up costs nothing.
Of course. There are no lock-ups. Money reaches you in about 24 hours, with no fee from the platform.
A regular account is available, and retirement savings accounts. Setup is simple, with a short wait for certain types.
From add-on services, like optional upgrades, plus interest on cash held in accounts. Regular stock trades stay free.
For the most part, yes. Your money is kept in a separate account, which protects you if anything goes wrong. The platform is also regulated and checked by outside auditors.
Not that we found. Licht Wertgeltung lists its fees clearly — no subscription, no dormancy charge. A few add-ons cost more, but they're all shown before you pay.
For regular stocks, yes. If you use advanced options strategies, it's not the fastest. Full-time forex traders might prefer a specialist app.
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